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Personal Lines of Credit

Allows you the flexibility to access unsecured funds for increased purchasing power and other cash reserve needs.


  • You can have all of the convenient access methods of your Home Loan State Bank checking account by linking your personal line of credit as overdraft protection.
  • Credit lines available from $1,000.00 up to $10,000.00 with approved credit.
  • Minimum monthly payment equal to 3.0% of your outstanding balance.
  • Competitive variable interest rate available.
  • Executive lines of credit available for amounts greater than $10,000.00 with approved credit.
  • Online access to view your account and make payments if you are one of our checking account customers subscribing to online banking.