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Commercial Construction Loans


Commercial Construction:

Allows you to secure financing to construct your new commercial building. We can provide help in every aspect of your new construction project, from the acquisition of the land to your permanent loan as well.

  • Draw-down lines of credit available for the financing of your new commercial building construction with monthly interest payments calculated on your outstanding balance.
  • Loan amounts and advance rates will vary on credit qualifications.
  • Competitive rates, terms and closing costs available.
  • Online access to view your account and make payments if you are one of our checking account customers subscribing to online banking.
For more detailed information, please contact your Home Loan State Bank Loan Officer.


Residential Construction:

Allows you to secure financing for the construction of 1-4 family homes for pre-sold or speculation (spec) purposes.

  • Draw-down lines of credit available for the financing of a new 1-4 family home with monthly interest payments calculated on your outstanding balance.
  • Loan amounts and advance rates will vary on credit qualifications.
  • Competitive rates, terms and closing costs available.
  • Online access to view your account and make payments if you are one of our checking account customers subscribing to online banking.
For more detailed information, please contact your Home Loan State bank Loan Officer